This calculator is for estimate purposes only and does not accurately fully reflect all the nuances of your own situation and constantly shifting plans and opportunities. Let our team help you get the best solution for your life insurance needs.

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Social Security benefits, which may be available, have not been factored into this calculation.

College Data, 2016. The College Board. Costs reflect total charges, which include tuition, fees, room and board.

Distributions from most retirement savings plans are subject to ordinary income tax rates.

Created based on current figures from, a nonprofit organization dedicated to helping consumers make spare insurance decisions to safeguard their families' financial futures. Life Happens does not endorse any insurance company, product or advisor.